Credit Card Debt Relief - Unsecured Debt Settlement with DFA Servicing
We can help you achieve credit card debt relief much faster than you may believe
possible. Through our
unsecured debt settlement services, we provide beneficial credit card debt
consolidation alternatives to help our clients get out of debt. Our debt
settlement services include direct negotiation with credit card companies and
other creditors.
To learn more about credit card debt relief through our unsecured debt
settlement services,
contact DFA Servicing
today for a free consultation.
We are confident that a careful analysis of your available options will reveal
that — be it credit card or another form of unsecured debt — debt settlement is
the most effective, and certainly most pragmatic, solution. Surprisingly, most
debt consolidation companies work for and/or have been created by the credit
card industry in an attempt to collect debts before attorneys get involved. This
has proven a lucrative strategy for credit card companies, but it is important
to realize that these organizations have no incentive to provide services that
are in your best interest. A prudent financial planner would never recommend a
mortgage refinance (one form of debt consolidation) to achieve credit card debt
relief. It is
substituting secured debt for unsecured debt and you now risk losing your
home if you get injured or can't afford your new higher mortgage payments. At
DFA Servicing, our unsecured debt settlement services are designed to
provide advice and guidance that is in the best interest of each client. If you
are seeking credit card debt relief from experienced industry professionals, our
firm can be trusted to help you determine if unsecured debt settlement is the
best option for you.
A Sobering Statistic
Of all those who refinance their way out of credit card debt, 77 percent are
right back at the same level of credit card debt two and a half years later —
only with less equity in their home. In these cases, the initial debt has been
paid, but a new and much more serious problem has emerged.
Why is Unsecured Debt Settlement So Successful?
With debt consolidation, there are no behavior modifications and, eventually,
the problem continues or worsens. It is very easy to refinance out of debt with
a higher interest rate and/or leveraged property. However, if spending patterns
do not change, not only is credit card or any other form of debt relief
unsuccessful, but these problems instead propagate, proliferate, and inevitably
worsen.
An unsecured debt settlement program requires a person to stop using their
credit cards. For a real and effective debt relief strategy, behavior
modification must be implemented. Our firm helps clients bring about this change
to enable a period of credit debt relief.
If you would like to speak with a credit card debt relief professional about
unsecured debt settlement,
contact DFA Servicing
, today.